About us
Our vision is to create a world where financial services seamlessly sync with life
Embedded finance made easy
By leveraging the power of technology, we are removing the barriers for businesses to offer digital financial solutions. Our proprietary Banking-as-a-Service platform enables any business to embed financial solutions in new contexts that were previously unimaginable. Launching customized banking features has never been easier.
Completely licensed for pan-European business
As a tech company with a full German banking license, including a Digital Assets Custody license, and also an e-money license – covering the UK and EEA, we are ideally positioned to handle the regulatory and technological complexities of banking for our partners. That's why innovative companies, from startups to multinationals, trust us.
Our vision
We believe that financial services will become seamlessly embedded into everyday life – so accessible and easy, that we sometimes forget they are there. When financial services can be offered by anyone to anyone, a world of new possibilities opens up.
Our investors
Solaris is backed by international, renowned investors, and has raised a total of more than EUR 390 million in funding.
Join our team
Solaris is a multidisciplinary team of engineers, entrepreneurs and seasoned banking experts from over 70 different nations. Join our vibrant team of over 750 Solarians today.
Go to Careers pageSolaris in numbers
Our Team
Carsten Höltkemeyer
Chief Executive Officer
Banking and fintech expert with a background in investment and retail banking as well as the credit card industry
Delia König
Chief Product Officer
Forbes 30 under 30 member with experience as an entrepreneur and consultant
Dr. Jörg Howein
Chief Platform Officer
Strategy and digital expert with background in consulting and financial services
Ansgar Finken
Chief Risk Officer
Seasoned expert in risk controlling, bank management and transformation projects
Jörg Diewald
Chief Commercial Officer
Expert in development of commercial organizations of banks and fintechs
Lee Johnstone
Chief Financial Officer
CFO and Managing Director of Solaris UK
Konstantin Kavvadias
Chief Investment Officer
An experienced executive with a distinguished international career in the financial services industry
Dennis Winter
Chief Technology Officer
Technical engineering enthusiast, specialized in systems development and automation
Ingmar Krusch
Chief Information Officer
Full-stack engineer and architect with a strong emphasis on platform development
Dr. Jens Lütcke
General Manager Germany
Founder of successful startups, and manager, consultant and long-time entrepreneur in the digital finance industry
Federico Roesler Franz
General Manager Italy
Startup and fintech expert with proven track record of scaling organizations
Gabriel Yermo
General Manager Spain
General director with 20 years of experience in advising leading financial institutions
Jean-François Guillaumin
General Manager France
Senior executive and fintech founder with strong international background
Andrea Ramoino
Managing Director EMI UK & EEA
Managing Director for Solaris e-money business in UK and EEA
Banking in service. For life.
Nature - People - Business
As a Banking-as-a-Service creator, we know what it means to disrupt an old and rusty industry. Our NPB framework has sustainability in its very conception, pumping through its veins. When we Bank in service, for life, we commit to not only being the best for our customers, but we strive to be the best for all stakeholders in our strategy: for Nature, for People, for Business.
In our focus - Diversity & Inclusion
At Solaris, everyone is welcome. Our Diversity & Inclusion team makes sure we celebrate our differences and learn from each other. As an organization, we are constantly working on making our workspace more inclusive and diverse, because we know that no diversity means no growth.
Futura - our Women’s Network
We got tired of the fintech gender gap and decided it’s about time to shake it up. So we've launched Futura: a network that supports and empowers women and works to boost representation within our organization at all levels – from junior staff right up to and including our board of directors. Our goal is 30% of women across all levels by 2024.