Digital Banking

Create your own digital banking product with our seamless APIs

With our API-based Banking-as-a-Service platform, you can build your own digital banking product with a high degree of flexibility and a fast time to market.

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Screenshot of a mobile banking app showing an account overview with salary income and categorized expenditures: bars, electronics, donations, and others, each represented by colored bars.
Exemplary frontends of our partners

Fully branded and licensed

No matter whether you are creating a solution for businesses or consumers, our APIs empower you to offer digital bank accounts with an array of engaging features. All of our APIs are white-labeled, so you can embed our banking features into your product environment with your branding. In addition to our headquarter in Germany, we have active branches in France and Italy, so we equip you to offer local IBANs in these countries.

Used by partners such as
  • Samsung
  • Tomorrow

Packed with modern features

Our APIs bring your banking offering to life with engaging and convenient features.

Enable your customers’ financial flexibility with an overdraft by lending them a certain amount of money up to a set limit to temporarily increase their cash flow.

Screenshot of a mobile app screen asking the user to provide additional information, including employment status and income details.
Screenshot of a mobile app screen prompting the user to enter a top-up amount for their account.
Screenshot of a mobile app screen prompting the user to confirm a SEPA Instant transfer after entering the amount and IBAN details.
Screenshot of a mobile app showing a bank account overview with two sub-accounts labeled 'Vacation' and 'Furniture,' each displaying the saved amount and the savings goal.
Screenshot of a mobile app displaying a bank account’s transactions overview, showing a list of daily expenditures.
Screenshot of a mobile app showing a virtual card and a prompt for the user to set their daily transaction limit.
This is what your frontend could look like

Your Company

Want to build your own digital banking solution? Partner with us and get started!

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Your Card. Your Design.

Interested in adding your own branded prepaid, debit, and credit cards to your banking offering?

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Your benefits

Cross Border Expansion

Our APIs are built for scalability. We can passport our full German banking license into 30 EEA countries, enabling you to expand your banking product internationally.

Fast time to market

Benefit from technical and legal readiness within a few weeks.

Mix and match

Easily combine our Digital Banking API with further Solaris solutions such as the issuing of prepaid, debit, and credit cards or digital consumer loans.

Engage your customers

We use our banking services practically everyday. Boost your number of customer touchpoints and gain valuable insights into your customers' spending behaviour.

Tap into new revenue streams

Expand your product offering with state-of the art banking features, opening up a multitude of new income streams to complement your core business.

Tailor your offering

We help you to build exactly the banking experience your customers want. Our versatile APIs can be utilized for countless use cases.

Our API - elegant and easy to integrate

Let's start building your digital bank together