Payment Flows

Run your payment transactions efficiently and at scale

All companies that handle financial transactions have to deal with payments in one form or another. But, many struggle with long settlement times, difficulties with cross-border or foreign exchange transfers.

Our fast and secure payment rails can be the backbone of your company's digital money transfers, regardless of country, currency or payment method.

Build your business on responsive payment processing and delight your customers with lightning-fast transactions.

Easy access to the world's leading payment networks

The massive increase in e-commerce transactions has made digital payments mainstream. And they are becoming increasingly important in the offline sector as well.

To keep pace with these developments, access to the world's leading payment networks is essential for any business.

Our unique embedded finance platform connects you to banks' national payment networks, in Europe via SEPA and in the UK via Faster Payments.

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8 ways to optimize your payment flows

SEPA Direct Debit

Expand your e-commerce payment business and enable merchants to collect euro-denominated payments from accounts in the 34 SEPA countries and associated territories.

SEPA Credit Transfer

Allows your customers to send and receive payments between two cross-border bank accounts in the eurozone. Transfer of up to EUR 15000 in less than ten seconds guaranteed.


Empower your customers to make peer-to-peer transactions via our network. Fast and safe e-money transfers are a great alternative to traditional payment methods.

Faster Payments

We facilitate Faster Payments transactions through our scalable API. It enables your customers to make express payments up to £1,000,000 between accounts in in less than two hours, 24/7.


Offer your customers in the UK secure and super-fast transfers for high-value payments on the same working day.


The best-known payment system for bank transfers in the UK – trusted by millions of customers every day.


Your customers can deposit cash into their accounts at selected retailers in the UK.

Digital Wallet

Connect your payment services to Google Pay, Samsung Pay or Apple Pay so your customers can pay safely with their Android or iOS devices.

Maximizing payment acceptance

Connect to our payment flow infrastructure to maximize payment acceptance while minimizing processing charges.

Use our APIs to meet even more of your customers' needs by providing them with payment options that allow them to move their funds where and when they want it.

Your benefits

Best-in-class settlement times

Introduce the ultimate settlement service with real-time and instant payments - the most seamless and convenient customer experience possible.

Frictionless payments

Give your customers access to the latest paytech standards.Your customers benefit from frictionless peer-to-peer money transfers and faster payments.

Go global

With international payments, seamless cross-border transactions,and currency conversions, our APIs can support you wherever your business grows.

Bundle with other financial services

With our APIs, you can choose the payment flow that works best for you and build a complete, customer-centric offering. Add a payment card or digital wallet to create great customer touch points.

Our API - elegant and easy to integrate


Provide your customers with real time information on all cash movements on their accounts.

Sample endpoints of our API
POST /persons/:person_id/accounts

Our accounts support various payment methods, including SEPA Credit Transfers and SEPA Direct Debits, as well as different authorization flows.

Sample endpoints of our API
POST /persons/:person_id/accounts/:account_id/transactions/sepa_credit_transfer

Provide real-time notifications and alerts to your customers, such as new account bookings or successful card transactions. Our webhooks support flexible workflows and event-driven process flows.

Sample endpoints of our API
POST /webhooks

Start building payment flows with us and delight your customers with the fastest transactions