Brand your own payment cards and enhance your customer offering

Our card issuing capabilities and smart Cards API empower you to provide prepaid, debit, and credit cards. Offer a branded payment card to create great engagement and interaction with your customers.

As a licensed bank and e-money institution, we enable you to offer Visa or Mastercard payment cards, whether for retail, freelancer, or business customers.

Your Card. Your Design.

Offer physical and virtual payment cards in your brand design to your customers.

Our customizable Visa or Mastercard prepaid, debit, and credit cards are equipped with cutting-edge features and can be used anywhere in the world.

Choose from a variety of eco-friendly and high-quality materials to enrich your customers’ experience and create loyalty that lasts.

Easy connection of our payment cards to a secondary source of funds

Empower customers to make instant account deposits via payment cards, Google Pay™, Apple Pay™, or Samsung Pay™ in addition to the existing options via SEPA, SWIFT, CHAPS, or Faster Payments.

Fund card transactions from a secondary source of choice. For instance, crypto-to-fiat debit cards will allow customers to pay anywhere in the world where Visa is accepted.

Offer your retail, SME, freelance or business customers credit cards in your brand design. A credit card is a smart way to boost your brand identity, increase customer loyalty and connect with customers.

Find out which payment card is best for your customers!

Your customer can easily obtain a credit card in 3 simple, fully-digital steps


Filling out personal/business data and self-declared financial information.


Solaris performs credit rating checks in the background.


The customer completes the KYC process in order to be able to apply for the credit card.

Outstanding features


A fully digital process with instant approval if all requirements are met. Existing customers don’t need to complete the KYC process again. New customers can complete the required KYC steps in just a few minutes.

Card limits & spending controls

Best-in-class card controls for all card types, including velocity, transactional, and daily limits. Flexible credit card limits depending on the risk class and value proposition with the possibility for an automated provision of higher limits.

Local IBAN

Enable your customers to top-up their accounts and make payments throughout Europe using our payment flows network. Local IBANs are available for Germany, the United Kingdom, France, Spain, Italy, and Lithuania. Passported IBANs are available throughout the EEA.

Synergy bundle

Natively connects with other Solaris products. Offer Splitpay to divide individual payments or entire billing amounts into smaller installments or connect with Buffer to fund card payments from a secondary source at the point of sale.

Give your customers maximum freedom with contactless payments

Our white-label credit and debit cards are integrated with Google Pay™, Apple Pay™, and Samsung Pay™ so your customers can tap to pay securely with their Android or iOS devices.

Simple, fast, and secure: take the digital payment experience to a new level.

Google Pay™ and Apple Pay™ is accepted everywhere you see these symbols:

Apple PayGoogle Pay

Stand-alone payment processing

As an independent payment processor, we work with the latest and most secure methods on the market. We process multi-currency debit, credit, and prepaid card transactions globally – whether your customers are shopping online or in-store. And we do it in just a matter of seconds.

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Enabling your use case

Retail Banking Cards

Enrich your customers' banking experience with your own co-branded prepaid, debit, and credit cards linked to our digital bank accounts. Every time your customer makes a payment they will engage with your brand.

Business banking cards

A business bank account is not complete without a handy debit card. With our business banking cards, you can enable your clients to effortlessly manage their spending and allocate limits based on the usage group.

Whatever your use case is, our Cards API adapts to your situation. Both our retail and business banking cards are fully equipped with modern features.

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Your benefits

Full ownership

With Solaris, you keep full control over your customer relationship as well as your end customer pricing.

Modern features

Our contactless card comes with push notifications, custom limits, and 3D Secure with two-factor authentication.

Peace of mind

We ensure the secure and compliant processing of your customers' card payments. Protected by real-time fraud monitoring and detection so you can focus on your core business.

Insights via card transaction data

Make better-informed business decisions and improve your offering through data insights and analysis. Uncovering payment and spending trends can provide more options for revenue growth as well as customer experiences in stores and online.

Our API - elegant and easy to integrate

Create a card

Create prepaid, debit, and credit cards for your retail, freelance and business customers by providing just the cardholder’s name and a customer-defined PIN.

Sample endpoints of our API
POST /persons/:person_id/accounts/:account_id/cards
Block and unblock a card

Give your customers the full control by enabling them to block and unblock their card themselves and set their card limits individually.

Sample endpoints of our API
POST /cards/:card_id/block
POST /cards/:card_id/unblock
Change a card PIN

Enable your customers to change their card PIN on the go and give them safe and ready access to their money anytime, anywhere.

Sample endpoints of our API
POST /cards/:card_id/change_pin
Close a card

When a card is lost or stolen, your customers can simply close their card in-app and protect themselves against fraud.

Sample endpoints of our API
POST /cards/:card_id/close
Retrieve card details

Retrieve details like the expiration date, type, status, and the associated cardholder information with just one API call.

Sample endpoints of our API
GET /cards/:card_id

Let's start issuing your prepaid, debit, and credit cards cards together