Cloud Accounting Software
Transform accounting software into a financial hub for SMEs
SMEs juggle too many disparate systems, from accounting tools over banking platforms to invoicing and payments monitoring. The result: slow workflows, fragmented data, and manual reconciliations – a constant risk of missing cash-flow issues.
If your accounting platform doesn’t solve the finance-tool chaos, your customers will find one that does. Because 83% of SMEs want an all-in-one finance solution in their everyday software to overcome inefficiencies in financial management.
Hidden costs of fragmented financial tools
Your customers rely on multiple tools for accounting, banking, payments, and expenses – fragmenting financial data and weakening cash-flow visibility. This complexity increases costs, slows approvals, and limits the insights your customers need to assess risk and opportunity.
Consolidating financial workflows on your platform unlocks a complete, real-time view of all finances. But building financial features in-house is costly and requires a banking license. As competition accelerates, owning the financial flow is critical to delivering faster, smarter decisions, and keeping your platform indispensable.
Unify accounting and finance to enable end-to-end operations
Embed financial tools directly into your accounting software. Make your platform the one-stop shop where SME customers manage all their financial operations – from bookkeeping and banking to expense cards and lending insights.
Get ahead of your competitors with a unified workflow: one interface, one login, one source of truth for accounting and finance.
Make full use of Solaris’ German banking license, and with passporting, the entire EEA becomes our playground.
Create a next-gen accounting platform with all-in-one finance
Stronger Customer Retention
Create a native experience: the more financial tasks SMEs complete within your software, the more they stay, engage, and grow with you.
Unified Financial Power
Work with Solaris to offer the all-in-one financial tool SMEs need – right inside the accounting platform they already trust.
Diversified Revenue Streams
From transactions to cards to premium financial features, embedded finance turns your accounting software into a revenue engine – not just a subscription product.
Gain Market Leadership
As a fully licensed, API-driven partner, Solaris offers the scalability and compliance traditional banks and EMIs can’t match.
Compliant and Safe
As a licensed bank Solaris provides deposit security under EU regulations, insuring up to €100.000 per customer.
Accounting success stories
Lexware's frictionless financial ecosystem
Lexware is Germany’s leading business software provider, empowering more than half a million entrepreneurs and small businesses.
With Solaris, this web-based software automates all business processes, seamlessly integrating financial services and accounting through the Lexware business account, card and customer identification.
A fully-fledged alternative to external bank accounts, it streamlines workflows, offering efficient processes and a smooth user experience to small and medium-sized enterprises.
Hear what our partners have to say
“At Lexware, we believe that small businesses deserve the same level of efficiency and financial control as large enterprises—without added complexity. Our partnership with Solaris allows us to deliver a truly seamless banking and accounting experience, eliminating unnecessary manual work for entrepreneurs. By integrating these services directly into Lexware Office, we empower business owners to focus on what truly matters: growing their business.”
Head of Banking at Lexware
Unlock new value: financial features you can offer
Instant payments and reconciliation
Give SMEs the power to manage every payment directly inside your accounting platform – from simple one-off transfers to high-volume supplier or salary runs.
With SEPA Instant, funds move within seconds, and batch payments of up to 1,000 transactions can be executed with a single click. Scheduled payments simplify recurring obligations, and all transactions automatically reconcile against invoices.
Business bank accounts
Empower SMEs with embedded business accounts: eliminating external banking portals, creating visibility into cash flow, monitor expenses, and track tax-relevant data.
With flexible accounts, you can build tailored expense solutions where SMEs manage their finances end-to-end in one place. Payments automatically reconcile with captured receipts, while virtual sub-accounts and prepaid wallets make it easy to track and allocate spend.
Branded debit and prepaid cards
Enhance embedded accounts with prepaid and debit cards directly linked to the company’s balance, giving SMEs complete control over spending – all inside your software.
Offer physical or virtual cards with real-time limits, automated expense tracking, and seamless posting into accounting entries. This card infrastructure lets you build tailored expense solutions while unlocking additional revenue through interchange and card-related fees.
Embedded KYB
By embedding Solaris’ KYB product, accounting platforms can streamline client onboarding for their customers.
This integration not only safeguards your business but also provides customers with a seamless and compliant experience.