Send Payments

Send payments globally at speed and scale

A digital mockup of a customer's "send money" screen, overlaid with elements such as verification of payee, amount and send date.

One payment platform to send SEPA, Instant SEPA, and bulk payments—securely, digitally, and at scale.

Serve consumers, freelancers, and businesses with multicurrency payouts across a global network—fast, compliant, and fully integrated.

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Streamline payouts to individuals, freelancers & vendors

Pay providers across Europe, reimburse customers, or settle invoices—fast. Whether your users are individuals, freelancers, or businesses, efficient payouts are critical. Solaris simplifies digital payments with fast, secure SEPA and cross-border rails that scale with your product.

Support every euro transaction

A digital mockup of a customer's "SEPA Credit Transfer" screen, highlighting elements such as amount, account and send date.

SEPA Credit Transfer

Send payments in euro between cross-border accounts in 38 SEPA countries. Ideal for salary payouts, supplier payments, and customer refunds, processed securely through Solaris’ compliant SEPA rails.

A digital mockup of a customer's "send money" screen, highlighting standing transfers.

Standing Orders & Batch Payments

Automate recurring or bulk euro payments with standing orders and batch processing. Improve operational efficiency by scheduling high-volume payouts for salaries, invoices, or subscriptions—on time, every time.

A digital mockup of a customer's "SEPA instant" screen, highlighting elements such as amount, account and send date.

SEPA Instant

Send payments in seconds: 24/7, 365 days a year. With SEPA Instant, transfers settle in under 10 seconds across participating banks in Europe, enabling real-time experiences for users and faster cash flow for your business.

Secure payments with recipient verification

A digital mockup of a customer's "send money" screen, highlighting the verification of payee procedure.

Reduce fraud and payment errors by verifying the recipient’s name before funds leave your platform.

Verification of Payee ensures payments are sent only to the intended account holder, safeguarding your business and customers.

This real-time check increases transaction security and builds trust in your payment processes, helping you comply with regulatory standards.

Hear what our partners have to say

Since 2016, Solaris offers us exactly the banking building blocks we need for our services: Digital bank accounts, transactions but also KYC processes. Building on the Solaris platform, we have been able to launch our intelligent business account for freelancers very quickly – a target group that is still overlooked and not understood by traditional banks.
Picture of Rico Andersen.
Rico Andersen

CEO & Co-Founder

At Lexware, we believe that small businesses deserve the same level of efficiency and financial control as large enterprises—without added complexity. Our partnership with Solaris allows us to deliver a truly seamless banking and accounting experience, eliminating unnecessary manual work for entrepreneurs. By integrating these services directly into Lexware Office, we empower business owners to focus on what truly matters: growing their business.
Picture of Emily Metcalfe
Emily Metcalfe

Head of Banking at Lexware

End-to-End payment solutions: Accounts, cards & transfers

Cards

Launch fully branded virtual, physical, or tokenized payment cards backed by a licensed German bank. Offer prepaid, debit, or credit cards for consumers, freelancers, and businesses—while Solaris manages compliance and infrastructure, you control UX, data, and insights.

Accounts

Provide consumer, freelancer, and business accounts with local IBANs in Germany, Italy, Spain, and France, or scale globally with virtual IBANs. Access open banking, five account types, and compliance via Solaris’ German banking license and deposit protection scheme.

Our API - elegant and easy to integrate

Start building payment flows with us and delight your customers with the fastest transactions