Credit Cards
Empower your customers with credit cards
Increase spending flexibility and boost brand loyalty. Support charge or revolving credit, digital wallets, and scalable card processes with Solaris’ banking infrastructure.
Build loyalty and create new revenue potential
Launch branded credit cards that seamlessly integrate your business into your customers' daily habits.
Drive deeper engagement, strengthen retention with tailored rewards, and capture rich transaction data to fuel your growth strategy—all while unlocking powerful new revenue streams.
Flexible credit models for your target audience
Charge cards
Charge cards give customers short-term spending flexibility with zero interest. By requiring full repayment each billing cycle, you simplify operations, drive daily brand engagement, and minimize financial risk.
Revolving cards
Revolving credit cards grant customers the flexibility to finance larger purchases and pay in installments. Depending on your program setup, this model unlocks new revenue streams while giving customers more flexibility in how they repay.
Everything you need to scale your card program
Physical, virtual, or tokenized
You decide the format. Provide physical, digital, or virtual cards, all supported by NFC technology for contactless payments and compatible with Apple Pay, Google Pay, and Samsung Pay.
Real-time security controls
Empower cardholders with intuitive, app-based controls including instant freezing, channel restrictions, and regional settings to minimize fraud exposure and drive seamless self-service.
End-to-end card lifecycle
We handle all processes—from opening, physical producing, and delivery to digital tokenization, real-time blocks, automated reissuances, and final account closing.
Flexible credit setting
Offer flexible credit lines. You have the option to increase a customer's credit limit on demand, subject to a seamless rescoring process.
Powering 1.3 million credit cards for ADAC
ADAC, Europe’s largest mobility club, chose Solaris to future-proof its financial ecosystem. We successfully migrated and manage their 1.3 million credit card portfolio.
The program includes issuing capabilities, digital servicing, member rewards, and app-based customer experiences.
Seamless management from application to closure
Scale your business with complete credit card management, featuring instant virtual issuing, back-office support, and flexible repayment options.
- 1
Application
The customer applies for a credit card. We evaluate their credit score, complete the KYC process, and grant a credit limit.
- 2
Onboarding
Cards are printed, embossed, personalized and delivered to the end user. Virtual cards are instantly issued and ready for immediate use.
- 3
Customer management
We provide comprehensive back-office support, card management tools, bureau submissions, and ongoing general support.
- 4
Usage
Cardholders can spend seamlessly, access various card features, and receive clear, concise statements.
- 5
Repayment
The account is settled. We guarantee that repayment methods are transparent, flexible, and clearly communicated.
- 6
End of card life
Card and account closure requests are managed efficiently in accordance with your business setup and repayment schedules.
